Income Buckets: A Simple Visual Guide to Help You Pay Off Loans Faster—And Keep More After Taxes

Grab this free, one-page “Income Buckets” visual guide sheet to see exactly where every dollar sits—Taxable, Tax-Deferred, or Tax-Free—so you can choose the smartest cash source for extra student-loan payments, avoid surprise tax bills, and still build long-term wealth.

In plain English, you’ll spot where checking, CDs/money markets, brokerage, Traditional IRA/401(k), and Roth accounts belong; what’s taxed now, taxed later, or never taxed; and how to align your payoff moves with wise stewardship.