Resources For The
James F. Byrnes Family
Welcome Byrnes Scholar!
Being part of the Byrnes community means a lot to me. It is more than a scholarship. It is a family.
I created this page to share a few financial resources that can help you get organized, make wiser money decisions, and build a stronger foundation for your future.
Whether you are just getting started, trying to get more consistent, or working through financial pressure, these tools are here to help you take the next right step.
Start with YNAB
One of the tools I still recommend most is You Need A Budget.
YNAB is helpful because it teaches you to be intentional with your money.
It helps you see what is coming in, what needs your attention, and how to make a plan with what you have right now.
For many people, that kind of clarity is the first real step toward feeling more at peace financially.
Current college students, use this link to get a year free.
Everyone else: Click Here For 1 month FREE after 34 day free trial) This is the budgeting tool we use and recommend to all of our clients.
NOTE: It is best to use your laptop to set up your account and then manage your transactions using the free mobile app.
Free For Family: Awakened Wealth System
The Awakened Wealth System is a practical set of tools I created to help you go beyond basic budgeting.
It is designed to help you better understand your spending, map out your paydays, plan for irregular expenses, get clear on your real lifestyle costs, stay focused on financial goals, and create a smarter strategy for paying off debt.
This is about more than tracking numbers. It is about building a system that supports your real life.
NOTE: Please use code JFBSCHOLAR to get the system for free
Explore the Debt Action Plan
If debt has been weighing on you (especially student loans), affecting your cash flow, or making it hard to move forward, I also want to point you to the Debt Action Plan.
This resource is for people who need more than motivation. It helps you get clearer on your situation and begin looking at the smartest path forward.
Sometimes the biggest relief comes from finally having a plan.
Explore the Debt Action Plan
